Home Loan Documents for NRI, OCI, PIO, and Merchant Navy
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NRI Home Loan Documents in India
- 1 Photo
- PAN card
- Aadhar card
- Passport and valid visa
- Indian and overseas address proof
- Work permit
- Identity / Labour card in the country of employment
- Last 3 months’ salary slip
- Photocopy of the employment contract (require English translation if the contract is in another language)
- 6 or 12 months’ salary account and NRE/NRO account statement
- Loan account statement/s for all running loans (If any)
- Latest credit bureau report (If you work in a country where credit bureaus exist. e.g. the USA, UK, etc.)
- Power Of Attorney on banks’ format attached by Notary / Indian Embassy, Trade commissioner
- KYC documents for your power of attorney
- Login cheque
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OCI / PIO Documents for Home Loan in India
- 1 Photo
- Passport and overseas address proof
- PIO / OCI card issued by Indian Embassy
- Last 3 months’ salary slip
- Photocopy of the employment contract letter(require English translation if the contract is in another language)
- 6 months’ salary account statement
- Loan account statement/s for all running loans (If any)
- Latest credit bureau report in country of employment country
- Power Of Attorney on banks’ format attached by Notary / Indian Embassy, Trade commissioner
- KYC documents for your power of attorney
- Login cheque
Merchant Navy / Seafarer Home Loan Documents in India
- 1 Photo
- PAN card
- Aadhar card
- Passport and valid visa
- Last 3 months’ salary slip
- Photocopy of the employment contract (require English translation if the contract is in another language)
- Continuous Discharge Certificate (CDC) for the last 3 years
- 6 or 12 months’ salary account statement
- Loan account statement/s for all running loans (If any)
- Power Of Attorney on banks’ format attached by Notary / Indian Embassy, Trade commissioner
- KYC documents for your power of attorney
- Login cheque
Property Documents
- Legal chain of property (minimum of 13 years)
- Sanction map and completion certificate (If available)
- Latest house tax receipt (if available)
- Agreement to sell for resale home loan (if executed)
- For balance transfer: LOD letter from your existing financial institution. It is a list of property documents kept by them.
- For construction loan: map and estimate of construction. (you can provide after login of the application)
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