Home Loan without documents & Income Proof
Are you earning good income, but banks are not giving home loan due to non-availability of income proof and documents? Buying a home has remained distant dream because banks not giving home loan without documents & income proof?
Add to trouble is, you might be looking for home with technical problems, like without map property, house in unapproved area or Lal Dora etc. because of not so high budget.
You want to get home loan without documents / income proof. Carefully read complete details to learn why banks don’t give home loan to you, but still how you can get it
Home Loan on Cash Business Income
You want a home loan on cash business income. You are not considered a right person for home loan even after having good income? Like you there are many people running small businesses. You gets your income in cash. You are puzzled how to get home loan without documents / income documents / cash business income.
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You don’t keeps record of income generated by business. It can be due to 2 reasons.
- Income comes in small amount and high number of transaction
- Business you do, does not require you to maintain record
You are receiving cash income. As there are small incomes coming every day you don’t want keep track earning. In today’s tough time you hardly have time to do this. For consolidating your income, you need more time & energy on daily, monthly, quarterly and yearly basis. Because of not so big business size and financial reason you cannot appoint professional service to do it. You might be earning better income than class 1 government officer with better home loan repayment capacity.
Like you there are many people doing business like running small shops, restaurant, running cabs / autos or doing trading of many products like agricultural products etc. You are having trouble getting a home loan on cash business income
You may be a service providers like website designer, DTP designer, printing, computer / mobile repairing etc. There are many other people like you earning income in cash. There are non-taxable agriculture based products which does not attract tax. People associated with production and marketing of vegetable, fruit, grain, dairy, poultry & other agricultural product does not keeps record of income and does not files tax. You may have troubled time to get home loan without documents / income proof
Irony is Governments are not bothered about you, who is running growth engine of India. Like you there are crores of small business men / women creating tens of crores employment. Governments are busy grabbing land from farmers and giving at low cost to big businesses. Giving them loans at subsidized rates, good facilities & high rebates.
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I know by my personal contacts many people are earning income better than people working in organized sector. I have a friend, his father owns a small hotel / Dhaba right opposite Old Faridabad railway station. It closes for only 4 hours from 2 AM – 6 AM. Some years ago he told me their daily sales was more then 10000/- with more than 6000/- saving after expense. That summed up decent 1.5 Lakhs per month without any tax.
I met one of my friend’s father some year ago. He runs a grocery shop in Ballabhgarh, Faridabad which is traditional old style market. He told me their income is very small. When I asked, he told me their daily sales is some 25000/-. I told him, they earns 9 Lakhs per year at margin he told me 8%-10%. His smile told me, he do not want to declare.[/expand]
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Home Loan on Cash Salary
You are working in not so big company. Owners are paying you salary in cash. Now just when you want to buy a home, you are having difficulty to get home loan on cash salary. Bankers are unable to authenticate you salary as it is not being credited in your account.
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Many small business generates income in cash, they finds it difficult to deposit money in account to further transfer it to you. It is time consuming process for small business owner. As they runs small businesses, appointing some body to do it adds to operating cost.
Many small businesses are not organized & well-funded. They pays money to employees at different time of month as per availability of money with owners.
Reason why owners pays you cash salary can be different. But it all adds problem for you to get home loan because of cash salary from reputed banks.[/expand]
Which Bank Gives Home Loan without Documents / Income Proof?
You have many questions why banks don’t give home loan without documents / income proof & cash salary? Or if there is some bank which gives home loan on these incomes? If yes which bank gives home loan without documents / income proof & cash salary?
First understand why banks don’t gives home loan without documents / income proof & cash salary?
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In raw term bank is trader of money. It borrows money from customers at “X” rate and lends at “Y”. Difference between Y & X is for their operating cost, provisions for bad debts & profits. Generally this difference is 3% – 4% to take care of everything, staff salaries, building rental, & profits as well. In case any loan goes in to bad debt, not only they risk profit, but they have to return their customer 100% of money that too with interest.
Credit manager are under heavy pressure to carefully check documents and scrutinize profile of borrower. Credit staff is personally answerable for any single case goes in delayed payment and bad debts. Because even a single loan goes unrecoverable, bank losses income earned by almost 100 rightly served loan. For this reason they don’t even consider a case where even basic income proof are not available. To avoid malpractice at local levels almost all banks have made it a policy to give loans based on income shown on document only.
This is reason banks don’t gives home loan without documents / income proof. [/expand]
How to get loan on without documents & income proof
Maximum banks and financial institutions do traditional way of your income and loan eligibility appraisal. This method of income appraisal keeps tens of crores loan seekers like you away from bank loan. Understanding opportunity, few financial institutions considers your home loan without documents and income proof. Yes their rate of interest is 3% – 5% higher than leading banks. Good part is they works on customer persona. It means they gives loan in area where their customers generally purchase property. They widely covers technical issues of property like without map property, Lal Dora / Unapproved area property & without map 3rd floor property.
If you don’t have income documents as proof, you can still get home loan at 3% – 5% higher rate. Financial institutions charges higher rate because of high risk category of loan. Still they are far cheaper than private money lenders taking up to 30% yearly from people like you. To give you home loan without documents / income proof your income should be satisfactorily verified by credit manager and field staff of institutions.
You can [ninja_forms_modal_form id=17 text_link=”Click here and submit your details”] for your requirement. We deals with few non-banking finance companies for home loan without documents / income proof. We do complete analysis of your requirement & recommends you most economical rate of interest option available from our contact financial institutions. For home loan without documents / income documents we takes a one-time loan coordination charges after sanction of your loan.
Update on June 2, 2018: Comments are closed due to too many similar responses. If you have a quarry, I suggest you to read comments below as most of general quarries are already answered.
If you require home loan on cash salary / cash business income in Delhi NCR, you can send us your requirement through “Contact Us Page” or quarry form
Hlo sir I want loan against property bt I don’t have any income proof??
Hi Manik!
Please send your detail on [email protected]
Mobile No.
Loan Amount Required:
Property Details
Mujhe home loan chahiye urgent
HI Devi!
Send your requirement on mail id [email protected]
I want Personal Loan Amount 500000. I’m doing job Rs.20000/month in cash.I give You salary Slip.Are You able to give me that amount.Please give me answer and share your detail in my email ASAP.
Thank You
Hi Lalit!
We deals in home loan and loan against property on cash salary
home loan 600000 chahiye sir keshopur sabzi mandi working wholseller monthly income rs.20000
Hi Dheeraj!
Please share your number on mail id [email protected]. You will get call in first hour on Monday morning
Sir I want a loan for 5lac but I don’t have any documents old help me
Hi Akshatha!
If you are looking for secured loan, you may get based on assessment of your income. But commercially there are no unsecured loans (PL) without income proof.
You can further share your requirement through mail on [email protected]
I m working a partnership firm but i have no income proof my salry is 25000 i get salry certificate rs 25000 end of the year now i have purchased a floor in jaimata market tri nagar delhi propeety cost is round abt 2700000 but paper value is 1150000 i i have done registry the name of my wife from from taking money from my relative can i get loan amt 1000000
Hi Sanajay!
You can get refinance up to 80% of sale deed value. i.e. 8.92 Lakhs. Send your contact details on my mail to talk further
I need home loan 20 lakhs
I hv 3 yrs ITR my salary is 36k in cash but last 3 months I hv receiving my salary in cheque my mobile 982****406
Hi Mr Yadav!
Your eligibility for Home loan is up to 17-18 Lakhs depending on property value and your age. We will contact you shortly
I get 15000 salary in cash & i need 200000 personal loan can i get
Hi Rimple!
We are not dealing in PL on cash salary.
Sir mera gurgaon me affordable housing scheme me flat nikala hai sec109dwarkaexp way me & mera beta pvt job karte hain pls meri salary cash milti hai 18500 & mere Bete ke salary account me aati hai Hume 1200000 ka loan Lena hai pls MIL payga
Hi Mr Kewal!
We had spoken for your requirement. As you said, builder will raise next demand in October – November 2018, so I suggest you get in touch at that time
I want purchase resell property of any of RS.14-15 lacs.
But I have no income proof and not fill it return.
So pls guide about my home loan
I also want pm aavas yojana benefit
Hi Hiren!
You can get home loan without income proof. Yet your income must be accesed for repyament suitability.
Yes for all loans, we arranges, we gets you Pradhan Mantri Awas Yojana CLSS benefits at time of loan disbursement itself. We do it for almost all institution, except 1-2.
Upon analyzing your case, we will know by which institution your home loan can be done, based on your profile and property you want to buy.
I need home loan on cash salary and no i.t.r complete 90 % loan
Hi Zafar!
On cash salary maximum 80% loan property value is offered. Yet it depends on your income assessment. You can contact us and send your contact details to discuss further.
Hi, Sir… am rabiya working in Kuwait can I get a loan from your bank for modigage
Hi Rabiya!
In just another comment, I had told we deals in Delhi NCR. If you wish to buy a property in Delhi and nearby location, we can get home loan for your from bank / financial institution depending on property type
I have no any income proof because I earn in cash. I want a loan amount of Rs. 2 or 3 lacks to establish my own online coaching Centre.
Hi Nirmal,
We deals in Home loan and loan against property on cash income.
Other loans require income documents
Am a autoriksha driver.. How to get land purchasing loan with less documents?
Hi Gijoyin!
Please contact showroom / auto dealer. They will arrange it for you
I need loan about 1.5lack for commercial car can I get. Pls help 801****616
Hi Subrata!
We are not dealing commercial vehicle loans right now. You can contact showroom for this
Hello sir main exserviceman hun 31/01/2018 ko army se ex serviceman hua lakin mere document mein kuch mistake ke karan abhi pension and other benifit milne mein late ho raha hai mujhe Rs200000 ka loan chahiye kya aap help kar sakte hain emergency haiop.uniyal.
Sorry Mr Om Prakash!
For personal loan we deals with private banks only. They don’t gives PL without active income credit in your account. You may contact SBI, where you had your salaried account. They can assist you for this
hi this is deepak i need a lone for my home update and my father medical issues kindly make a call or mail me 842****140 deepakw****@gmail.com
Hi Deepak!
My team spoke to you for this, but we are dealing in Delhi NCR only.
i need 150000 loan as earliest.how can i get this amount?
Please send your contact details on [email protected]. If you are entitled for personal loan, we can get you from financial institution
Hi
sir
i need argnt 50000 personal lone
my salery is 13500
i m work at home credit india
plse plse sir i have a personal lone plse help mi
plse contact me 828****704
Hi Krushna!
We are dealing for property loans only. We takes up few PL cases. We are not dealing in micro finance.
You can contact your company or other MFC for your loan requirement
I am working with a private company with a salary of 40000 get salary in cash … Required a loan of 2,50000 …have a salary slip please help me out
Please send your contact details on my mail id
I want educational loan of 50000 im a lab technician
Hi Adam!
We are currently not dealing in these loans
HI Mr Ravinder, Do you provide loan on NPA flats ???
Hi Mr Aaron!
By NPA Do you mean Non Performing Assets or something else? As property never becomes NPA, it is only loan which can be NPA. So I had problem understanding NPA Flat
Please explain.
Sir i need a loan of 2 lacs on urgent basis. What should I do
Hi Ranjana!
To discuss details, please share your contact details on my mail. or reach through contact us page
Hi,
I need a loan of 20 lakhs to buy an apartment which is 2 years old and already earning 15000 rupees as rent per month. I will never stay in this apartment and it will only be used for rental purpose. This apartment is beside two colleges. So, getting tenants is very easy. I need it for a period of 15 years. 100% rental income will be used to pay off the EMIs and the remaining amount I will bear from my own pocket. Please let me know if it is possible to avail finance for such a property. Also, tell me how much will be the down payment, emi and interest rate. Thanks in advance.
Hi Anon!
You may require 10-20% down payment. Apart from future rental income, we need to understand your active income which will support EMI, so please send your contact details on my mail id [email protected]
I just need 50,000
Hi Lakhi!
We are not dealing such small personal loans
I’m working in 1cafe and I received my salary in hand 12000Rs n I need money it’s very urgent i from Kolkata but still now I’m working Bangalore I have Aadhar card ,voter ID but my all I’d proof is belong from to my native so I can get the loan it’s possible for me
Hi Aquib!
I am afraid you won’t get personal loan in such condition. First your income is below qualifying criteria for personal loan. Second and last, lending institute must require your current address proof
i started working in a listed company from 08 january 2018….i need loan of 300000 very urjently…my salary is 35000 net takehome….i can provide my offer letter and company mail id and you guys can enquire in my company also….but i dont have payslips..
Hi Uday!
For personal loan, at-least 3 months salary credit is required. You may have to wait, for 3 months.
If your experience is more than 2 years, and you just had job change and not job break, you can even get after 1st salary credit.
Please send your contact details on my mail id to discuss further
Hello sir..i am from delhi..i am working with a spa as a therapist and i earn around 60-80k per month n that too in cash.i recently joined this job as a therapist.can i get loan? I am in urgent need to buy a home a 2 bhk in Delhi. Please advise. 78*****570.
Hi Aanchal!
We tried to contact you, but your phone was not answered. You will receive call again after 2 days from our side
Sir working private company my salary 13500 monthly I want home
loan for 700000 I don’t have documents pls help me
Hi Muthazhagu!
We are currently serving Delhi NCR only. If you are in our serviceable area, send your detail on [email protected]
Dear sir. I am a sales person with monthly income of 25k to 30k all in cash and no record. I am looking for home loan of around 20 lacs while property price is around 35 lacs I have all my kyc docs but I dont have income proof. As i have completed all my previous loans on time without any due. My cibil score is above 800. My credit report is excellent. Is it any chance to avail home loan from joyloan if yes kindly let me know the processor. If no kindly suggest me any other way to get home loan.
Thankyou.
RAZZAK
Hi Razzak!
We are currently serving Delhi NCR only. If you are in our serviceable area, send your detail on [email protected]. Moreover based on your income you will be eligible for upto 15 Lakhs only
I m Simon Rodrigues .i m rent person with family .working in private agency the name of all check service pvt.ltd. post in field executive. Document verification . minimum salary 15000 to maximum 18000 thousand monthly cash or sometime. By cheqe now 4years complete of this work .
Document I have – pan card, aadharcard,ration card , syndicate bank details
( Rent person ) Room agreement paper with nottery
Note this – family income monthly. 25000 to 27000 per month .
I have personal loan for dream home . could help me plz…. Contact no : 888*****18, 755****549
Hi Allwin!
We called up on first number provided. Your brother Simon said you are looking for property in Thane, MH. But we are serving only Delhi NCR region only
Sir I am railway retaired person I get pension and now working in Rail vikas nigam central Gavt.total income per month Rs.27000.required Rs.300000for balance house work
Hi Muthazhagu!
We are currently serving Delhi NCR only. If you are in our serviceable area, send your detail on [email protected]
Hi i m gunjan i need 2 lack i dnt hav salry slip i m erning 20 k
Hi Gunjan!
We don’t deals in unsecured loans (Personal Loan / Business Loan)
i m leaving in Kashmir i need home loan of almost Rs. 1200000.,00 i am govt employee with salary almost 18000/= pm plz suggest me what i do
my email id is : aijazma****[email protected]
Hi Aijaz!
Sorry, but for retail loans we are serving in Delhi NCR only. You can contact J&K or any other Bank branch locally. You will be eligible up to 9L loan, depending on your age (assuming, there are no other loans running)
sir
myself sravankumar age 21,working at robotouch company for the salary of 8000.my mother works at shahi exports nacharam for the salary of 6000 & as well my father works in a timber company for the salary of 13500 and we”ll get the 5000 rent also the thing is we need 3-5 lacs of cash urgently so please reply the procedure and intrests of loan.
thank you
Hi Sravan!
Currently we are dealing with financial institutions which require at-least 22000/- net salary for PL
Hi, I am a salaried person in mumbai and need a personal loan of 35 to 50’000/-rs. my monthly salary is 18000/-rs however banks have rejected my claim due to low CIBIL ( which is close to 630) and credit card outstanding of 35000rs against which i have been paying off minimum dues regularly. Let me know if i am eligible.
Hi Ashish!
For personal loan, minimum CIBIL score is required 700. Though this is not final score, but your current repayment certainly goes in credit under writing, while deciding new loan
I am working in Christian NGO, my salary is about 16000, I need home loan of Rs. 7 lakhs
Hi Anil!
Please share your contact detail on my mail id. Or call us through contact us page
Please help how many years ITR is required to get a Home Loan
Hi Rosh!
Home loan can be done without ITR on satisfactory assessment of income. Home loan can be rejected even with 5 year’s ITR if income is not satisfactory.
So more than ITR, income and it’s assessment is important
I need personal loan of Rs 50000. I am self-employed,annual income is less than 5lakhs, hence don’t file ITR. I am a teacher and get money in cash. Can I get personal loan?
Hi Garima!
Subject to income assessment, loan is possible in your case, but we are not dealing for micro loans
Dear sir”
I am jayanta & I am warking in a private sector,
My monthly sallery 14500p/m,I gat a loan 50000,so plase sir help me,my loan is very urjent.
Hi Jayata!
We are not dealing in Micro loans. For personal loan, your income and loan amount both does not qualify
I am 28 year old I am need 10 lakh loan loan anginst property I am work in village cloth house in a home my property is village punjab
Hi Gurpreet!
Sorry we are currently serving Delhi NCR only for retail loans. Please contact local loan coordinator.
Hello Sir I Am job in pvt company and my salary is 10000+insev…
But salary in cash payment so can you approve my loan application.. I need a rs 50000 only and I am not a pan card holder
Hi Jitendra!
Please contact any local micro financing institution for your requirement. We are not dealing in Micro finance
Dear Sir,I am self employed sairaj tours and travel My bussnies name and My monthly income 27000 I have My Bank statement Id prof and addres prof I need 200000 rupes lone for personal purpose plz half me
Hi Vicky!
Based on other merits, we can take up your case. Please send contact number on [email protected]
I am working self busniess and 1 year
I requard amount 10 lakh 3 year ITR and property cost 23 lakh
Hi Gurpreet,
Please send your contact number on my mail id [email protected]
are you provide loan in pune?
No
Hi,
me and my wife getting 75000 per month. but we have taken loan 3500000 from bank to property. but need 500000 loan also to property registry. can you give. my wife is gov servent and me Private serveent. we can give u all income proof.
Hi Manish!
In your case, some PL is certainly possible. In PL what ever 12-13000 EMI, you will pay, you won’t get tax benefit.
I suggest you to take home loan top up from existing bank. It will keep you EMI with in budget, and you both can take tax benefit too.
Dear Sir,
I need a loan of rs-900000. please reply me how can i get it .
my personal details is given below
iam salaried-Rs-21,000. Monthly
Designation- manager
Company Name- NB** NGO
Hi Archna!
You can get home loan for your required amount. Please send your contact details to us for discuss further on mail or through quarry form
I’m working in samaya news channel…
I’m salaried employee… I need 8 lakhs loan in my family problem…
I don’t have bank details but I need loan…
Salary is 13.000…
Please help me…
Hi Archana,
We coordinates loans from banks / financial institutions. I am sorry to say, your income does not qualifies for personal loan (Minimum Net in account should be 20000/-)
home loan
Hi Jitu,
Write complete requirements and send on my mail id [email protected]. We are dealing in Delhi NCR only
Dear Team,
I have 17500 per month salary in cash can i get the home loan 6lakhs.
Hi Jitu!
Yes you can get this much home loan
I need personal loan of RS 150000 I run a shop of garments can u help me
Hi Pallavi,
We are not dealing business loans.
I need a home loan but salary i get is in cash. Delhi location. 7210486636
Hi Manu,
Sorry for delay. You will receive call tomorrow.
Hii Sir,
I am Nitin from mumbai, My monthly salary is 14000 I have salary slip, please let me know how will I get home loan.
Please reply me.
Hi Nitin,
We are dealing in Delhi NCR only. You are eligible for approximately 7 Lakhs. For this contact local financial institution / coordinator at your location
Dear sir,
I wanna ask you that in which area you can deal?
Hi Ms. Chandrika,
We deals in Delhi NCR Area
I want to construct first floor of my home but failed to get loan without income proof. Guide me from where i could get loan without income proof
Hi Arvinder,
I had replied on your mail for 2nd March. Please send your location and contact number. Presently we are serving in Delhi NCR only
HII I AM ABINASH GUPTA , CURRENTLY I M WORKING IN PVT LTD COMPANY AT CHENNAI . AS I M THINKING TO START MY OWN BUSINESS FOR WHICH I NEED UNSECURED BUSINESS LOAN , AM I ELIGIBLE TO GET SUCH LOAN OF RS. 5 – 7 LAKHS. IF THERE IS ANY POSSIBILITY PLEASE TELL ME
Hi Abhinash,
You can only get such loan under government’s skill development or entrepreneurial business programs. You need to check with your state government and central government schemes for this. We don’t deals in this segments
I am living in Kolkata .can I get home loan??
Hi Wasim,
Speak locally with your bank or loan coordinator. They can asses property you are buying as well as your capacity to repay loan
Looking for Loan against property. my contact details 9985****73.
Hi Sriram,
Your number traces to Andhra Pradesh, We are currently dealing in Delhi NCR, so can’t take up your case. If you or property on which you want loan is based in Delhi / NCR, then write me mail [email protected] . I will call you shortly
I want a contraction loan (home loan) but i dnt hve a income proff like itr etc..
I m self employd.. my income is 20-25 thousand per month.. how i get home loan without itr pls help me sir.
Hi Raj,
We can get you construction loan based on eligiblity (10 Lakhs), but presently we are dealing in Delhi NCR only. If you are based at our service location, send your details on my mail id [email protected]
I am anandhan I want 6 lakhs loan plz my salary is 10000 plz arrange some loan without document plz reply me
Hi Anandhan,
Sorry we don’t deals in such loans
Sir I need a loan of 100000…
I am salaried. Rs-17000 monthly.
Company name-Hershey’s
Designation – territory sales incharge
Hi Amit,
Please mention what loan you are looking. You can get home loan / LAP etc, but for personal loan, your salary is below eligibility criteria (20000/-)
I want home loan 400000.I work in foreign. I have not income return.I have 2 kanal land of agriculture.
Hi Dalbir,
You can get home loan based on your income and work contract letter. For this ITR is not required. If you are looking of home in Delhi NCR as NRI, you can sent your contact details on my mail id [email protected]
hi i santosh
i have 30000 per month salary in cash. can i get the home loan. i am looking for the home loan of 15 lakhs.
Hi Mr Santosh,
As per your submission for loan requirement in quarry form, team is already in talk with you and waiting for you to finalize property / documents
Dear Sir,
Myself Tilok Rai.
I am getting salary Rs.20000/- and also have a small side business as given car on rental Rs.16000/- per month which is not maintaining documentation.
I had read all policies of your company, you are providing Home Loan only for Delhi NCR.
But actually, i reached here to query about Heavy Vehicle Loan for commercial purpose, which cost bill be Rs.24* Lac.
Kindly do let me know.
Regards,
Tilok
Hi Mr Tilok,
You can get commercial vehicle loan based on your repayment track record of car loan. If you are looking loan in Delhi NCR, sent your contact details on your mail [email protected]
Aur I’m arvind Pathak I want to loan for home I’m working in merchant navy sallery 90000 per month can u help me for pc loan
Hi Arvind,
Yes you can get home loan based on your last 2-3 years sailing period and income drawn in contracts. If you are looking for home loan in Delhi NCR, send your contact details on your mail [email protected]
required loan for personal use 150000
my monthly payment is 45000
any any one lend me money
my mail id is [email protected]
Hi Pavan,
You can get personal loan from bank / financial institution based on your company listing. Send your location / company details to [email protected] to see if your case qualifies for personal loan
ravindra bhutani
sir my salary in cash 15000/- & miss. salary credit in hdfc bank salary acc. 18200/- last 2 years 2 lakh personal loan good track 4750/- p.m. EMI. so i requiest u sir pls give me information to home loan i need 1600000/- lakh ( 600 sq. feet flat in kalyan)
Hi Deepak,
We deals in Delhi NCR only. Based on your individual income your maximum eligibility is 9 Lakhs rupees without other running EMI. If there is earning family member, additional loan can be considered
Hello sir,
I am working in small institute. I want for 6,7 laks home loan plzz help me sir
Hi Anjali,
We can get you home loan based on eligiblity (10 Lakhs), but presently we are dealing in Delhi NCR only. If you are based at our service location, send your details on my mail id [email protected]
Dear Sir,
i m working in private industries with a 20000 rs per month salary . i want a home loan 5-6lakhs,
Hi Anil,
Send your location, contact number and purpose of loan to my mail id [email protected]
Hi,
I am looking for loan 1500000-2000000. no salary and itr. can u help me . itr of last two financial years 270000 & 300000. can i get loan
Hi Raheen,
Send your location and contact number to my mail id [email protected] for discussion
I am working in industrial in contract basics i want loan for 6lakhs
Hi Siva,
Send your Income details, location, contact number and purpose of loan to my mail id [email protected]
Hi , I am from bangalore. I need a loan of 1 lakh for my business expansion. Currently i run a internet cafe with Xerox, Computer service, spares. Right now i am running out of business. Please let me know if there are any chances that i can get a loan of 1 lakh.
Note: I don’t have any income proof or any IT. but i do have a bank account in Sbi through which i do all the transaction. My monthly income will come up to 10 to 12 k per month excluding shop rent and other expenses.
Hi Roopesh,
Contact your existing bank for MUDRA loan. You can get up to 10L under this scheme without any security or income proof
I want to home loan 10 lakhs and my salary is 11p.m is this possible to take this loan
Hi Sangeeta,
Based on your individual income your maximum eligibility is 5 Lakhs rupees without other running EMI. If there is earning family member, additional loan can be considered
i am a working women.in small company i want 1.0000 to 1.50000 home loan. can you help me.
Hi Nagma,
Home loans are generally for loan amount more than 5Lakhs rupees, unless it is furnishing loan. Please mention purpose and your location
I am running an computer institute and i need a loan of 1 lakh…. how can i get the loan…..
Hi Rohit,
Contact your existing bank for MUDRA loan. You can get up to 10L under this scheme without any security or income proof
Hello sir
i am Dr.santosh Nikumbh from (Nasik Maharashtra )
i dont have ITR can i apply for loan
Hi Santosh,
We deals in Delhi NCR only. You can get loan based on your repayment capacity with income documents too. Please contact somebody in your city
Nagaraj
Sir I am Nagaraj working in Private builders company last 6-years in bangalore, as a Civil site Engineer my CTC 30000 pm I have some proofs but one problem is last 10 months salary is taken in advance hand cash bcz some personal problems plz replay me, can I get home loan 10 Lack.
EMail I’d- [email protected]
Mr Nagaraj,
You can get home loan, but you must wait minimum 6 months before your salary starts to credit again in your account.
Hi I require a loan to renovate my property to start a business
Hi Selvan,
You can get loan for any purpose. Your present income should be sufficient to support loan EMI. Loans on future income can be done subject to terms and conditions from financial institution. Send your details on my mail id [email protected] to discuss which category your case falls in
I want to buy home I want loan of 20 lacs. I have business proof also subsidiary of my father. I have only one return filled.
Hi Uday,
You can get home loan without ITR too. Send your contact details on my mail id [email protected]
Dear sir,
Myself Rupa Dey..I need home loan of 300000…I’m working a privet school & I’ve a coaching centre..I get cash salary..I hold votar card,aadhar card,bank account etc…plz help me to get the loan..
Hi Rupa,
Please send your location and phone number on my mail id [email protected]. We are serving on Delhi NCR area
Dear Sir
I need loan 400000
I to I get loan please help me sir
My salary is 13300 pm
In Surya foams company
Hi,
Please mention your requirement for loan. Send your details on [email protected]
DEAR SIR
I NEED LOAN 200000
MO NO 7588187474
E-MAIL ID [email protected]
Hi Ganesh,
Your phone number traces to Maharashtra. We are presently serving in Delhi NCR only
Hello sir , my name is arojit ghosh from siliguri west bangal 9800548058 [email protected]
I need personal loan 300000/-
My monthly salary 16500/- in cash
My savings account in Sbi
Plz reply
I need urgent loan
I give you , photo, pan card , addher card, driving licence, pay slip last 3 months, offer letter,
And my extra business is sales parches of old car
My company name is DURGA Hyundai dillars ship, designation team ledar,
My salary16500+ out income near about 25000/-
Total monthly income 41500/-
Hi Arojit,
At the first place we deal in Delhi NCR area for loans. Moreover, for personal loan, minimum net take home salary should be 20000/- (Excluding variable incentives)
We have got car allocated but loan providers asking for iT returns which we don’t have at the moment. …Please suggest us.
Hi Anitha,
You can apply with financial institution which can give loan based on your liquid income, like Megam or Kotak Finance
i am a small businees man on mobile sales&servecing but my shop is small i am grow my business but money problem i want loan with 2-5lakh please help me my income this time 15000-20000 monthly
Hi,
You can approach your banker for Mudra loan. Other commercial banks will not give unsecured loans without income proof
How many charge will get for this loan?
Hi Doli,
Please mention your requirement for loan. Send your details on [email protected]
Sir, I have a partnership firm and also have last two years IT return, where net income is 277000(last year).Can I avail a Home Loan
about 600000.
I already paid 50% for a flat in Berhampore,West Bengal. My mail id is :[email protected]. Also want to know if any bank provide loan under Pradhan Mantri Awas Yojona.
Hi Chiranjit,
You can get loan amount you required.
Subject to property size and income bracket you can get interest subsidy of 6.5% on your loan amount. Subjected, this is your first home purchase. Click here to download Pradhan Mantri Awas Yojna*. Hope it will help.
You will have to contact your local bank for this.
On clicking link download starts in background
i want a home loan 1500000/-
Hi Narender,
Please send Property location, Purpose and Income details along with your contact number on my mail id [email protected]
Sir my name is shefali Verma m wrking small frm my is 25000 but it’s in cash I wnt to purchase home in delhi laxmi Nagar plz help me
Hi Shefali,
Please send your contact details on my mail id [email protected]
I m working in a small private farm with a little salary of 25thousand. i want a personal loan of Rs 2 lakhs, Photo Id proof, residence proof ,bank account ,etc were also not helping me to get a loan .can you do something regarding this.
Hi Deepak,
Personal loan in unsecured loan. Bank checks company category before lending to it’s employee. If your company is not listed with any bank, it is not possible
Sir i want lone 2500000 lakh my montely income 25000 but no income prof but i have own 3 shops 1 home but not ragishtry i give my shope for lone sicurity plz halp me
Hi Sahil,
Your income can’t support EMI of 25 Lakh loan. Moreover as you said, your property does not have title documents, you can’t get 25L loan
Hello Sir,
I am Balbir from New Delhi. I need a 5 to 6 Lakhs for start new business at my home town.
Can you are help me. I am a contract based job on going. My salary is 14500 In hand.
Mobile No- 9891890754
Hi Balbir,
You don’t meets Personal loan requirement on minimum income basis. Few banks gives Mudra loan which is unsecured business loan on running business. So you can’t get it to start new venture
my name is jyothi mary A my salary 12000 rs can i get loan 3laks rs
Hi Jyothi,
You don’t meets Personal loan requirement on minimum income basis.
hi sir,i want loan around 60 k,my salary aed 15 k month,i am working in same company from past 19 years,
Hi Saqib,
For personal loan minimum salary requirement is net 20000/-. Plus there are other parameters like company listing and residential locality etc
i want a micro loan for 20000 and i dont have any job so can i get it for 6 months
Hi Jatin!
Regret, we are not dealing in such loans
Sir, My Name Is Ashok Kumar manchanda . I want personal loan around 5 lakh
Hi Ashok!
Please send your contact details on my mail or contact us through details mentioned on contact us page
Hi myself Rahul I am salaried but I don’t have good cibil due to credit card issue may u help me for home loan
Hi Rahul!
Please send complete details about your requirement, income, CIBIL issue and your contact number on my mail id [email protected]
I want loan for to start business 4 lakhs, I have Bank Account, Pan card, Last 6 Months Income Proof (bank details),… How to get loan for to start Business ???Please suggest me. Kindly waiting for your reply.
Hi Ranjit!
Regret, we don’t deals in such loan types
Hey,
I am working for a partnership firm & getting salary of 47,900(Net) 50,000(gross) but im getting salary in cheque also working with this company from last 14 month working here as a manager. Before I was working for a Branded boutique as a store manager but there i ws getting salary in cash.I do have form 16 and ITR for this year 2015-2016 and im looking for home loan which is approx 24 lac. I am from mumbai born n brought up and looking fr a property in mumbai itself. i spoke to one bank and they have told me that i might face rejection issue as i ws getting my previous salary in cash and im a girl so basically what i realize is they might afraid of giving home loan to girl which is sarcastic n not acceptable from my point of view so i didnt applied fr any home loan anywhere cause i dont wnt to face such shit disappointment.
kindly help me out with the reality and do tell me if im eligible to get home loan or not. and which bank i should apply cause im looking fr low rate of interest.
Thank You.
Hi Khushubu,
Thanks for writing in. You can get home loan based on your job continuity and income stability. You will require appointment letter and reliving letter from previous employer to show you are stable in you professional life without job breaks. Gender does not matter for leading financial institutions. You can get loan from HDFC Ltd. or ICICI bank easily. Get your documents in place. Apply. You will be given loan
HI,
i need a personal loan of 130000 rs & my monthly income is 17000 in hand, but last four month i have deduct 5000rs from my salary for because i borrowed 20000 rs from company on april 2016, s
Hi Jyoti,
For Personal Loan your company should be listed with bank with minimum net 20000/- salary in your account
I need a lone within 4/5 days is it possible ??? i worked in a pvt company but they are not give me the salary slip or any company documents….i have my photo id , adders prove , qualification details , bank account ..my contact no – 8017131433
Hi Kunal,
Personal loan can be done in 4-5 days but it does not comes without income documents.
i want home loan 10 lakhs i have bank account , pan card, adharcard etc except itr how can i get home loan suggest me
If you don’t have income proof, you can still get home loan provided you have income. Income will be accessed by credit staff of home loan lending institutions. If they are satisfied with you income, and are assured for repayment capacity of EMI, you can get home loan.
If you lives in Delhi NCR, then we can serve you for your loan.
To get assistance for home loan in Delhi NCR you can send your details on my mail is [email protected]. We are not serving outstation liquid loan cases.
i am working with corporate company, and my salary is 38000 PM. i want a home loan of RS 25 lakhs, but my credit score is less and i have car loan also which got two cheque bounce from last three months. so i am planning to go with any private lenders. i am staying in Bangalore Karnataka. So could you please help me to get the home loans without income proofs and bank statements.
Thanks,
Sudarshan
Dear Sudarshan,
Presently we are serving only Delhi NCR.
My suggestion for you is, pay your current liabilities on time before applying any more loan. Your repayment habit is one of most important factor for loan provider. Any past history which has gone bad can be justified for a reason. If you default for no reason or out of ignorance, sure there is problem.
Yes! wait for 6 months before applying loan and pay your loans on time till then and afterwards.
I am working in small private company, with little cash salary (14,000). I want home loan of 12,50,000, (home price 1350000),, but I haven’t any income proof,, can you do regarding this
Dear Mr Hitesh,
At the first place, your individual income is less to support loan of 12.5 Lakhs. You can only get this much loan with support of regular income of your family member.
Secondly I will suggest to plan home buying with at-least 20%-30% of property cost in down payment. For affordable housing customers requires 10% in down-payment. On cash income financial institutions asks down-payment of 20%. you should have another 10% for incidental expenses.
hi sir am a salaried person with a monthly income of 50000 salary received in cash in last 6 months am having income returns also plz help me
Send your loan requirements on [email protected]. Provide your location, contact no., Purpose of loan etc
I have cash salary of 29500 .i want home loan.
Hi Rahul!
Please send your contact number on my mail id [email protected]
i am working in pvt ltd company. my net salary is 18000. i want personal loan 100000, but i have salary in cash.
Hi Manish,
There are no personal loans on cash salary
I want a personal loan of 200000. My CTC is 26,000 net is 21,000 but I avail a cab that’s why my in hand salary is 17,700 , I am working in corporate company , I do have documents could u please help me for the procedure what else I have to follow
Provide your location and Company name. Send your details on [email protected].
i am working in small private company, my net salary is(21,000). i want personal loan of 100000, but i have only bank statement as income proof, can u please help i want immediately.
Hi Mohd Haroon,
There are no personal loan on cash incomes
Dear sir I am self employed I want 1000000 Loan so how can I get Loan I have 3 years it Returns my monthly income 30000 so please give me
Hi Mr Prakash,
We are not dealing in business loans. Moreover for unsecured business loan you must have audited financials with minimum 1 CR turnover
Cl me regarding for loan. This side classica verma
Contact 958****320.
Hi Classica,
You will be contacted soon
I m working in a small private farm with a little salary of ten thousand. i want a home loan of Rs 3-5 lakhs, Photo Id proof, residence proof ,bank account ,etc were also not helping me to get a loan .can you do something regarding this.
Please send your contact details on my mail id [email protected]
I want loan my business improve
Sir pls give me loan to my business improve
Hi Gunjan!
We don’t deals in unsecured loans (Personal Loan / Business Loan)
Hi Sadiq!
Please send complete details on my mail id. Or provide your number in mail, I will arrange call for you
Hi my name is Prathamesh Gharat and i am working with a private company with a In hand salary of 15,000/- and i am in need of 3 Lac so just wanted to know whether can i get a personal loan
Hi Prathamesh!
Currently we are not dealing in Personal Loans
Sir my name abhishek kumar tiwari
I am working in praivet company
And selry 22600 cash in hand I am in need of 1 lac
Prasnal loan contect 998****670
Hi Abhishek!
Our team has spoken to you on this.
Dear Sir,
I need a loan of Rs. 5,00,000/-
Please reply me how can I get it.
My Personal Details is given below.
I am salaried. Rs. 13,500. Monthly.
Designation :- ACCOUNTANT
Company Name: S.M. Marketing
Hi Niladri,
Please mention purpose of loan and your location. Send your details on [email protected]
Singhu Delhi 110040 near dispensary… Mobile number… 828****183,798****398 ….. I want take Home loan for building Home … So give details please how can I get home loan. ….. Infom immodestly
Hi Sahid!
My team has already contacted you, For any more assistance, you can send me mail
Sir my self praveen Tripathi from Ahmedabad….I want loan of 2600000
I am working as a teacher in a private school..my monthly payment is 17000.from this June 17
Last year was 15000
My tution income for this year is approximately 4lakh -450000 per annum….
My wife also doing job she is a cs at past her salary was 4lakh to 450000…but due married last year she migrate here so now her salary is 15000…
She had filled 3 IT Returns.but my is only
1….we want combine loan…so can I get 2600000/
My mob no is 8128094013
HI Praveen!
You are eligible for approximate this loan amount. But we are currently serving in Delhi NCR only, so contact any local loan coordinator
HI
I SALARIED PERSON, SALARY IN HAND VIA BANK TRANSFER RS15600/ ,I NEED PERSONAL LOAN FOR MARRIAGE RS 170000/, CAN YOU HELP ME?
Hi Jagjeet!
For PL, your income is below qualifying criteria.