Commercial Property Loan


Commercial Property Loan to purchase Shop, Office, Showroom

Commercial Property Loan to purchase Shop, Office, Showroom in Delhi, Gurgaon, Noida, Faridabad & Ghaziabad

Are you planning to buy a office, show room, shop or other commercial property? You can take commercial property loan for

    • Ready to move in office, showroom or shop
    • Under Construction office, showroom or shop
    • Purchase plot for office, shoroom or shop
    • Construction loan for building of office, showroom or shop

Commercial property loan is generally for purchasing of ready to move-in office, showroom or shop  Under construction office, showroom or shop can only be financed if they are approved from bank during construction phase. Generally only commercial projects are not approved by banks under construction.

The amount of loan is decided by the bank on the basis of your income and the purchase value as well as market value of the office, showroom or shop you wish to buy Generally if your business is other then a proprietorship company, then  profit of your business can also be considered for loan calculation. If you have any rental income from any leased property, bank can give you loan against your rental income (LRD) The office, showroom or shop to be purchased should legally and technically be acceptable for the purpose of creating mortgage.

The most important factor in commercial property purchase loan is lower LTV ratio (the ratio of the required loan amount to the actual value of the property being purchased).  The amount provided under this loan is 60 to 70 per cent of the market value of the property. However it can be different depending upon the policies of different banks. Also loan tenure for commercial property is not more then 15 years.

You can check our documentation section for further details of loan documents required based on type of business entity.

Use our advanced EMI calculator to EMI of your loan


Office, Showroom or Shop loan through Joy Loan

We are expert in providing Loan on commercial Property in Delhi/ NCR (Delhi,Gurgaon, Noida, Ghaziabad & Faridabad) for purchasing office, showroom or shop. Where as other loan agency which has multi bank tie up are not locally based. So when you go to some one else for Loan for office, showroom or shop   you goes to some one who is exclusive to 1 banker.  Due to which they are unable to extend best product available in market and quality service.

Many banks don’t give loan for purchase of office, showroom or shop  but we have wide Bank’s NBFC tie ups. So We can coordinate all types of commercial properties loan and also loan for plot purchase & construction of office, showroom or shop.


Lowest interest rates for Purchasing office, showroom or shop

We have Franchises from leading Banks and NBFC’s for Loan of commercial Property in Delhi / NCR like HDFC Ltd Indiabulls Housing Finance, , DHFL, ICICI Housing Finance, First Blue  etc. to get you the best interest rates for Loan for purchase of office, showroom or shop in Delhi / NCR.


Quick Loan Service for Purchasing Office, Showroom or Shop

Subjected to availability of all documents we can get you loan to purchase Office, Showroom or Shop in maximum 20-25 days


Transparency in providing Loan for Purchasing Office, Showroom or Shop

To Serve you, it is essential to have complete knowledge of procedures required locally and implement them transparently. We tell you what other hide. We provide objective and transparent information about your loan options. This is due to fact that we are not exclusive to any bank and we have multi bank tie-ups.