You are at most wonderful moment of your life to buy a happy home for your loved family. Thousands of people like you are taking benefit of low prices in real estate. You can too use this opportunity to make intelligent move with buying your dream house at amazing low price.
Your decision to buy new house in going to change your life forever. New home will improve your life and give your family a future they deserve.
Giving provisional sanction to many unauthorized colonies has brought more low cost housing option to middle and high middle class.
In past high prices have prevented many families from buying their dream nest. With prices down, It does not have to be now. 2018 and 2019 is crucial pause before prices moves north again. If you are reading this web-page, it means you too are concerned about this fact. For this very reason you have made home buying a top priority. Low prices are good reason and it makes sense to buy your home now.
Expert agree, in long term renting is costlier than buying house. To shape your tomorrow and realize your dream of own house this is absolutely perfect time.
As you plans to finalize your home in such provisional approved colonies, you are encountered with important challenge of raising a home loan in such area. Most bank and financial institutions have kept these area in negative list for home loan.
In response to Delhi Government’s October 2004 Notice for regularization of unauthorized colonies, 1432 colonies based on private / public land and 244 based in extended Lal Dora had applied for regularization. Few more colonies based in forest area and ASI land applied too. At closing total 1797 applications for regularization were received. After removing duplicate applications and unqualified applications due to less than 50% occupied area 1639 colonies were considered for regularization.
These applications were scrutinized based on land status reports and reports of other agencies. By 2012 Sheela Dixit Government had declared 895 Colonies fit for regularization. For these 895 Colonies provisional approval was given and 1218 provisional registration certificates were issued. Many colonies were approved in specific parts, due to these more than 1 certificate was given to many colonies. You may be in doubt for any area of colony is authorized on not. You can go to Unauthorized Colony Cell page on Delhi Government website. It gives exact geographic location of provisional approved area so you can check with your mobile phone’s GPS
Despite giving provisional approval to 895 colonies, technically Sheela Dixit government notified only 312 colonies located on private land. For 583 colonies situated on government land, it was stated that the colonies would be regularized over time on payment of a fixed charge along with the penalty.
In 2013, 91 more colonies situated in forest and ASI area were considered for regularization. Permission of development on these colonies was given in same year.
On October 2015 Delhi Government issued guidelines to executing agencies to take up development work in all colonies with more than 50% built up area as on 1st January 2015. Very next day development work for all 1639 colonies was allotted to various development agencies.
In 29th December 2015 order, Delhi Government ordered equal development to all colonies. They accepted right of people of Delhi for essential services including roads, storm water drain, water supply and sewer connection. They ordered “for development No distinction should be made about colonies eligible for regularization and others” (not eligible).
To maintain uniform quality on 10th March 2016 Delhi Government handed over all task to DSIIDC except where work was started prior to orders
To provides maximum usable area properties are built without leaving set back area. Few properties are built with multiple units on same floor in violation of MPD 2021 guidelines (Page 44). This can be big hurdle for banks to give you home loan on your property.
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Please note: we dont coordinates home loan for unapproved colonies in Delhi with GPA as title deed. Extra Coordination charges can be charged for issue in CIBIL or non-standard income cases. Such charges are decided before we take up your case after your consent. Don’t worry, you pays coordination charges after sanction of your home loan.
Important Tip*: Following List contains name of 895 colonies which were issued provisional approval certificates. Press “Control + F” and enter full or partial name of colony in browser search bar to check your colony name.
If your location is listed in below in provisional approved colonies, than take advantage of affordable rate of interest. Many financial institution charge you high rate of interest with high processing fee. Take action now to get unique offer for your home loan. Cut cost of your EMI with our competitive edge. Stop wasting time to get competitive edge of our knowledge and services. Submit your details right now.
Below is complete list of 895 Colonies provisionally approved by Sheila Dixit Government on which you can get home loan through us