JoyCommercial LoansIndustrial Property Loan

Loan for Industrial Property: See Further…

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  • Loan for Buying, Constructing Various Industrial Properties
  • Low Rates from 50+ Banks / NBFCs
  • Simple Documentation, 5-Day Approval
  • Up to 65% LTV, 20-Year Term
  • Flexible Eligibility with Projected Financials
  • Complete Support from Delhi NCR’s Top Loan Agency

Industrial Property Purchase Loan: Start Your Big Journey.

Loan for industrial properties provides capital for industrial property purchase, industrial land purchase, and loan for factory construction. Here are some key USPs of industrial property loans:

  1. Higher Loan Amounts: Loan amounts can be 200 crores or more. Moreover, to assist you in realizing your vision, financial institutions can provide financing based on future projected income.
  2. Facilitates Expansion and Growth: Loan for industrial property or industrial construction loan can help you expend or upgrade your capacity, leading you to business growth and competitiveness.
  3. Varied End Use: You can use Industrial property loans for the purchase of industrial properties, industrial plots, industrial sheds, and factory construction. These industrial real estate assets can serve various purposes, including manufacturing plants, warehouses, distribution centres, and R&D facilities etc..
  4. Tax Benefits and Government Subsidies: Interest payments on industrial property loans may be tax deductible, offering financial relief to businesses. Additionally, you may be eligible for various industry-specific subsidies from government entities, making your project more cost-effective.
  5. Flexibility: Industrial property loans are specifically tailored to meet unique requirements. They come with different term lengths and customized repayment structures to suit your needs.

Experience counts when financing your dreams. Choose Joy Loan, with its proven track record and expertise, guarantees you the best rates from top financial institutions.

Choose Joy Loan, because your dreams deserve the best.

Institutions We Deal With…

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FAQ Industrial Property Loan: Purchase and Construction

You can secure an industrial plot loan for various purposes, including building factories, industrial sheds, and more. Loans for industrial land purchase are available for various locations. This includes industrial plot / land in authority-allotted area, builder developed area, unapproved area and residential colonies with municipal approval.

Industrial construction loans are available for various industrial purposes, such as loan for factory construction, industrial sheds, warehouses, and more. These loans are typically disbursed in stages as construction progresses. Additionally, they can be used for the expansion and renovation of existing industrial properties.

Banks usually offer up to 65% LTV (Loan-To-Value) to purchase built-up factories and industrial sheds. For industrial plot loans, you can typically get financing up to 55% of the property value. Sometimes, the lender might increase the LTV based on your positive profile.

Industrial real estate loans typically come with a maximum tenure of up to 20 years.

The maximum loan amount depends on the borrower's repayment capacity and value of the asset. Banks and NBFCs can offer substantial loans for industrial property, sometimes exceeding 200 crores or more.

Banks typically consider your income and property value to determine loan eligibility. With our industry experience and bank partnerships, we secure larger loans than traditional methods.

We offer higher loans with these alternative income methods:

  • Gross profits
  • Gross turnover
  • Repayment track record
  • Future / projected income
  • Liquid income assessment
  • Average bank balances

Also, if you rent your premises, we consider potential rent savings in your loan assessment.

Our strength lies in tailoring solutions to match your specific needs. Reach out to us to explore your maximum eligibility for an industrial property loan.

Government and private banks offer industrial property loans for various purposes, including:

  • industrial property purchase loan
  • Industrial plot loan
  • Loan for factory construction
  • Industrial shed loan

Besides, a few NBFCs also provide these loans.

Leading banks and NBFCs offer competitive rates for the purchase and construction of industrial property. At Joy Loan, we have partnered with leading financial institutions to provide exclusive rates that outshine our competitors.

Share your details right now to receive a personalized loan offer that's unmatched anywhere else.

  • Private companies / firms
  • HUF (Hindu Undivided Families)
  • Cooperative societies
  • Individuals salaried and self-employed professionals

Besides self-help groups, and more are eligible to apply.

With all documents available, approval typically takes 5 to 10 days.

The required documents depend on the borrower's profile. You can refer to our documentation section for a general checklist of documents. Alternatively, you can contact us for a personalized checklist and comprehensive support.

Yes, during the construction phase, you can choose to pay only the interest. The regular EMI payments begin after the project is completed.

All the interest payments are tax deductible. Processing fees and other expenses also qualify for tax deductions.

Banks / NBFCs offer the flexibility of making partial payments for industrial property loan. Most banks let you make part payments of up to 25% of the loan amount each year at no extra cost.

Many institutions don't charge a foreclosure fee if you use your own funds to pay off the loan. However, if you're transferring your loan to another bank or NBFC, financial institutions charge a foreclosure fee.

For retail loans, we serve the entire Delhi NCR region. With high-value loans, our services can extend to North India and beyond.

We offer industrial property loans for government-allotted sites, industrial areas developed by private builders, or any unplanned areas recognized by government authorities for industrial activities.

Here's a list of recognized industrial areas of Delhi where loans are available.


Naraina Industrial AreaHindustan Prefab Ltd. Industrial AreaMangolpuri Industrial Area Phase I & II
Jhandewallan Flatted FactoryOkhla Industrial Area Phase I, II & IIIJhilmil Industrial Area
Motia Khan SchemeMohan Co-operative Industrial AreaPatparganj Industrial Area
DCM Flatted Factory ComplexSISI Complex OkhlaFriends Colony Industrial Area
Shahzada Bagh Industrial AreaNajafgarh Road Industrial AreaNarela Industrial Estate
Gulabi Bagh Industial AreaKirti Nagar Industrial AreaBawana Industrial Estate
Rajasthan Udyog NagarMayapuri Phase I & IIKhanjhawala Industrial Estate
G.T. Road near JahangirpuriUdyog Nagar Rohtak RoadPVC Bazar Tikri Kalan
SMA Co-operative Industrial EstateKeshav Pur Leather Tannery SchemeG.T. Karnal Road Industrial Area
SISI Industrial AreaWazirpur Industrial AreaLawrence Road Industrial Area
Following are Unplanned Industrial Areas Recognized in Delhi as per MPD 2021
Anand ParbatShahdaraSamaipur Badli
Jawahar NagarSultanpur MazraBasai Darapur
Naresh Park ExtensionLibaspurPeeragarhi Village
KhyalaHastsal Pocket – A and DShalimar Village
New MandoliNawadaRithala
Swarn Park MundkaHaiderpurKarawal Nagar

Here's a list of recognized industrial areas of Faridabad where loans are available.


SECTOR 24SECTOR 25SECTOR 27A, 27B, 27C and 27D
Additional Unplanned and MCF-Approved Industrial Areas
Karkhana BaghSamaypur Industrial Area
Locations approved by MCF for industrial activities
Fruit GardenNIT - 1, 2, 3, and 5New Industrial Township - Near Hardware

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