Loan for Industrial Property: See Further…

You can secure an industrial plot loan for various purposes, including building factories, industrial sheds, and more. Loans for industrial land purchase are available for various locations. This includes industrial plot / land in authority-allotted area, builder developed area, unapproved area and residential colonies with municipal approval.

Industrial construction loans are available for various industrial purposes, such as loan for factory construction, industrial sheds, warehouses, and more. These loans are typically disbursed in stages as construction progresses. Additionally, they can be used for the expansion and renovation of existing industrial properties.

Banks usually offer up to 65% LTV (Loan-To-Value) to purchase built-up factories and industrial sheds. For industrial plot loans, you can typically get financing up to 55% of the property value. Sometimes, the lender might increase the LTV based on your positive profile.

Industrial real estate loans typically come with a maximum tenure of up to 20 years.

The maximum loan amount depends on the borrower's repayment capacity and value of the asset. Banks and NBFCs can offer substantial loans for industrial property, sometimes exceeding 200 crores or more.

Banks typically consider your income and property value to determine loan eligibility. With our industry experience and bank partnerships, we secure larger loans than traditional methods.

We offer higher loans with these alternative income methods:

• Gross profits
• Gross turnover
• Repayment track record
• Future / projected income
• Liquid income assessment
• Average bank balances

Also, if you rent your premises, we consider potential rent savings in your loan assessment.

Our strength lies in tailoring solutions to match your specific needs. Reach out to us to explore your maximum eligibility for an industrial property loan.

Government and private banks offer industrial property loans for various purposes, including:

• industrial property purchase loan
• Industrial plot loan
• Loan for factory construction
• Industrial shed loan

Besides, a few NBFCs also provide these loans.

Leading banks and NBFCs offer competitive rates for the purchase and construction of industrial property. At Joy Loan, we have partnered with leading financial institutions to provide exclusive rates that outshine our competitors.

Share your details right now to receive a personalized loan offer that's unmatched anywhere else.

• Private companies / firms
• HUF (Hindu Undivided Families)
• Cooperative societies
• Individuals salaried and self-employed professionals

Besides self-help groups, and more are eligible to apply.

With all documents available, approval typically takes 5 to 10 days.

The required documents depend on the borrower's profile. You can refer to our documentation section for a general checklist of documents. Alternatively, you can contact us for a personalized checklist and comprehensive support.

Yes, during the construction phase, you can choose to pay only the interest. The regular EMI payments begin after the project is completed.

All the interest payments are tax deductible. Processing fees and other expenses also qualify for tax deductions.

Banks / NBFCs offer the flexibility of making partial payments for industrial property loan. Most banks let you make part payments of up to 25% of the loan amount each year at no extra cost.

Many institutions don't charge a foreclosure fee if you use your own funds to pay off the loan. However, if you're transferring your loan to another bank or NBFC, financial institutions charge a foreclosure fee.

For retail loans, we serve the entire Delhi NCR region. With high-value loans, our services can extend to North India and beyond.

We offer industrial property loans for government-allotted sites, industrial areas developed by private builders, or any unplanned areas recognized by government authorities for industrial activities.

Here's a list of recognized industrial areas of Delhi where loans are available.

Here's a list of recognized industrial areas of Faridabad where loans are available.

• Customized loan solutions based on your profile and needs.
• Comprehensive understanding of local procedures.
• Partnerships with 50+ leading financial institutions.
• Expert support from application to disbursement.

Our loan ensures quick approval with unbeatable offers compared to our competitors