Loan for Industrial Property: See Further…
Turn vision into reality.
- Loan for Buying, Constructing Various Industrial Properties
- Low Rates from 50+ Banks / NBFCs
- Simple Documentation, 5-Day Approval
- Up to 65% LTV, 20-Year Term
- Flexible Eligibility with Projected Financials
- Complete Support from Delhi NCR’s Top Loan Agency
Industrial Property Purchase Loan: Start Your Big Journey.
Loan for industrial properties provides capital for industrial property purchase, industrial land purchase, and loan for factory construction. Here are some key USPs of industrial property loans:
- Higher Loan Amounts: Loan amounts can be 200 crores or more. Moreover, to assist you in realizing your vision, financial institutions can provide financing based on future projected income.
- Facilitates Expansion and Growth: Loan for industrial property or industrial construction loan can help you expend or upgrade your capacity, leading you to business growth and competitiveness.
- Varied End Use: You can use Industrial property loans for the purchase of industrial properties, industrial plots, industrial sheds, and factory construction. These industrial real estate assets can serve various purposes, including manufacturing plants, warehouses, distribution centres, and R&D facilities etc..
- Tax Benefits and Government Subsidies: Interest payments on industrial property loans may be tax deductible, offering financial relief to businesses. Additionally, you may be eligible for various industry-specific subsidies from government entities, making your project more cost-effective.
- Flexibility: Industrial property loans are specifically tailored to meet unique requirements. They come with different term lengths and customized repayment structures to suit your needs.
Experience counts when financing your dreams. Choose Joy Loan, with its proven track record and expertise, guarantees you the best rates from top financial institutions.
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Institutions We Deal With…
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FAQ Industrial Property Loan: Purchase and Construction
Industrial property loans facilitate the purchase and construction of industrial real estates. These industrial properties include factories, industrial sheds, warehouses, and more. Additionally, you can use these loans for the purchase of industrial plots.
This is distinct from a Loan Against Industrial Property, where borrowers use an existing property as collateral for various financial needs.
You can secure an industrial plot loan for various purposes, including building factories, industrial sheds, and more. Loans for industrial land purchase are available for various locations. This includes industrial plot / land in authority-allotted area, builder developed area, unapproved area and residential colonies with municipal approval.
Industrial construction loans are available for various industrial purposes, such as loan for factory construction, industrial sheds, warehouses, and more. These loans are typically disbursed in stages as construction progresses. Additionally, they can be used for the expansion and renovation of existing industrial properties.
Banks usually offer up to 65% LTV (Loan-To-Value) to purchase built-up factories and industrial sheds. For industrial plot loans, you can typically get financing up to 55% of the property value. Sometimes, the lender might increase the LTV based on your positive profile.
Industrial real estate loans typically come with a maximum tenure of up to 20 years.
The maximum loan amount depends on the borrower's repayment capacity and value of the asset. Banks and NBFCs can offer substantial loans for industrial property, sometimes exceeding 200 crores or more.
Banks typically consider your income and property value to determine loan eligibility. With our industry experience and bank partnerships, we secure larger loans than traditional methods.
We offer higher loans with these alternative income methods:
- Gross profits
- Gross turnover
- Repayment track record
- Future / projected income
- Liquid income assessment
- Average bank balances
Also, if you rent your premises, we consider potential rent savings in your loan assessment.
Our strength lies in tailoring solutions to match your specific needs. Reach out to us to explore your maximum eligibility for an industrial property loan.
Government and private banks offer industrial property loans for various purposes, including:
- industrial property purchase loan
- Industrial plot loan
- Loan for factory construction
- Industrial shed loan
Besides, a few NBFCs also provide these loans.
Leading banks and NBFCs offer competitive rates for the purchase and construction of industrial property. At Joy Loan, we have partnered with leading financial institutions to provide exclusive rates that outshine our competitors.
Share your details right now to receive a personalized loan offer that's unmatched anywhere else.
- Private companies / firms
- HUF (Hindu Undivided Families)
- Cooperative societies
- Individuals salaried and self-employed professionals
Besides self-help groups, and more are eligible to apply.
With all documents available, approval typically takes 5 to 10 days.
The required documents depend on the borrower's profile. You can refer to our documentation section for a general checklist of documents. Alternatively, you can contact us for a personalized checklist and comprehensive support.
Yes, during the construction phase, you can choose to pay only the interest. The regular EMI payments begin after the project is completed.
All the interest payments are tax deductible. Processing fees and other expenses also qualify for tax deductions.
Banks / NBFCs offer the flexibility of making partial payments for industrial property loan. Most banks let you make part payments of up to 25% of the loan amount each year at no extra cost.
Many institutions don't charge a foreclosure fee if you use your own funds to pay off the loan. However, if you're transferring your loan to another bank or NBFC, financial institutions charge a foreclosure fee.
For retail loans, we serve the entire Delhi NCR region. With high-value loans, our services can extend to North India and beyond.
We offer industrial property loans for government-allotted sites, industrial areas developed by private builders, or any unplanned areas recognized by government authorities for industrial activities.
Here's a list of recognized industrial areas of Delhi where loans are available.
|Naraina Industrial Area||Hindustan Prefab Ltd. Industrial Area||Mangolpuri Industrial Area Phase I & II|
|Jhandewallan Flatted Factory||Okhla Industrial Area Phase I, II & III||Jhilmil Industrial Area|
|Motia Khan Scheme||Mohan Co-operative Industrial Area||Patparganj Industrial Area|
|DCM Flatted Factory Complex||SISI Complex Okhla||Friends Colony Industrial Area|
|Shahzada Bagh Industrial Area||Najafgarh Road Industrial Area||Narela Industrial Estate|
|Gulabi Bagh Industial Area||Kirti Nagar Industrial Area||Bawana Industrial Estate|
|Rajasthan Udyog Nagar||Mayapuri Phase I & II||Khanjhawala Industrial Estate|
|G.T. Road near Jahangirpuri||Udyog Nagar Rohtak Road||PVC Bazar Tikri Kalan|
|SMA Co-operative Industrial Estate||Keshav Pur Leather Tannery Scheme||G.T. Karnal Road Industrial Area|
|SISI Industrial Area||Wazirpur Industrial Area||Lawrence Road Industrial Area|
|Following are Unplanned Industrial Areas Recognized in Delhi as per MPD 2021|
|Anand Parbat||Shahdara||Samaipur Badli|
|Jawahar Nagar||Sultanpur Mazra||Basai Darapur|
|Naresh Park Extension||Libaspur||Peeragarhi Village|
|Khyala||Hastsal Pocket – A and D||Shalimar Village|
|Swarn Park Mundka||Haiderpur||Karawal Nagar|
Here's a list of recognized industrial areas of Faridabad where loans are available.
|SECTOR 4||SECTOR 5||SECTOR 6|
|SECTOR 24||SECTOR 25||SECTOR 27A, 27B, 27C and 27D|
|SECTOR 32||SECTOR 35||SECTOR 36,|
|SECTOR 38||SECTOR 59||SECTOR 68|
|SECTOR 69||SECTOR 71||SECTOR 72|
|SECTOR 73||SECTOR 74|
|Additional Unplanned and MCF-Approved Industrial Areas|
|Karkhana Bagh||Samaypur Industrial Area|
|Locations approved by MCF for industrial activities|
|Fruit Garden||NIT - 1, 2, 3, and 5||New Industrial Township - Near Hardware|
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