Individual Applicant/s
- 1 Photo
- PAN Card (If available)
- Aadhar card
- Address Proof
- 6 or 12 months saving account statement
- Loan account statement/s for all running loans (If any)
- Login cheque
Income Documents for Proprietorship Firm / Company
- Address Proof of Workplace
- Business profile on letterhead
- GST registration with last 4 quarter’s return (if available)
- Last 3 Years ITR with financials (Computation, P&L, Balance Sheet)
- Loan account statement of running loans (If any)
- 6 to 12 month saving and current account statement
Alternate Income Methods for Loan Eligibility for Self Employed
- Average bank balance
- Repayment track record
- Liquid income programme (LIP) for low ITR filled
- Gross turnover / receipts
- Industry margin
- Rental income – account credit or cash credit
- No income proof / without ITR – basis of business variation
Property Documents
- Legal chain of property (minimum of 13 years)
- Sanction map and completion certificate (If available)
- Latest house tax receipt (if available)
- Agreement to sell for resale home loan (if executed)
- For balance transfer: LOD letter from your existing financial institution. It is a list of property documents kept by them.
- For construction loan: map and estimate of construction. (you can provide after login of the application)
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