Individual Applicant/s

• 1 Photo
• PAN Card (If available)
• Aadhar card
• Address Proof
• 6 or 12 months saving account statement
• Loan account statement/s for all running loans (If any)
• Login cheque

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Income Documents for Directors of Private Limited / Limited Company

Your Financial Documents

• Last 3 year’s ITR with financial
• 3 Month salary certificate (If drawing salary from the company)
• 3 Year form 16 (If drawing salary from the company)
• Loan account statement of running loans (if any)

Company Financial Documents

• PAN Card of Company
• Certificate of incorporation, AOA, MOA
• List of directors and shareholding pattern
• Address Proof of Workplace
• Business profile on letterhead
• GST registration with last 4 quarter’s return
• Last 3 Years Company ITR with financials (Computation, P&L, Balance Sheet & Audit Report)
• Loan account statement of running loans (If any)
• 12 Month Company Bank statement

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Alternate Income Methods for Loan Eligibility for Self Employed

• Average bank balance
• Repayment track record
• Liquid income programme (LIP) for low ITR filled
• Gross turnover / receipts
• Industry margin
• Rental income – account credit or cash credit
• No income proof / without ITR – basis of business variation

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Property Documents

• Legal chain of property (minimum of 13 years)
• Sanction map and completion certificate (If available)
• Latest house tax receipt (if available)
• Agreement to sell for resale home loan (if executed)
• For balance transfer: LOD letter from your existing financial institution. It is a list of property documents kept by them.
• For construction loan: map and estimate of construction. (you can provide after login of the application)

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Institutions We Deal With…

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