- Loan on various plots and incomes
- Competitive interest rates, easy terms
- Longer tenure, high eligibility, small EMI,
- 7-days loan approval
- Expert guidance and personalized service
- NCR’s local business, 100s of happy customers
Tapping into Your Plot’s Value
Introducing the Ultimate loan against plot / land, a unique financial solution designed only for plot owners like you.
- Leverage the Untapped Value of Your Land: Our loan against plot allows you to leverage the untapped value of your land and access substantial funds. Long against vacant land can be a powerful asset to fuel your ambitions.
- Flexible Utilization of Funds: Whether you want to invest in property development, fund personal or business expenses, or consolidate debts, our loan provides the freedom to allocate the funds according to your priorities.
- Simplified Application and Approval Process: We offer a simplified application and approval process, minimizing paperwork, and streamlining the overall experience. With efficient processing and prompt decision-making, you can access the funds you need swiftly.
- Comprehensive Support: When you choose our loan against vacant plot, you gain access to comprehensive support from the application to disbursement. Our dedicated team will assist you at every step. We provide guidance, ensuring that you make informed decisions.
Don’t let the untapped potential of your plot go to waste. Choose our Ultimate Loan Against Plot Loan and unlock the financial possibilities that lie within your land.
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FAQ Loan Against Plot / Vacant Land
- Residential vacant plots
- Commercial plots
- Industrial open land
In Delhi NCR, commercial banks do not provide loans against agricultural lands.
- Authority allotted plots/lands
- Builder allotted, authority approved plots
- Plots/lands in approved colonies
- Plots/lands in unapproved colonies with Non-Agricultural status (NA)
- Plots in village Lal Dora/Gram Panchayat
Loans against plots have slightly higher rates compared to loans against built-up properties. It can start at 9.9%. Further, the rate depends on the type of land (residential, commercial, or industrial) and its location (approved, unapproved, or village area).
Financial institutions offer 40%-70% of the property value as a loan.
They offer higher LTV on residential plots in approved locations. Banks offer lower LTV on commercial and industrial plots. LTV will be even lower with land in unapproved colonies or village land.
Financial institutions can be flexible in income assessment based on the customer's profile. Bank / NBFC can provide loan with no Income Tax Return (ITR), repayment track records, and rental income basis.
You can choose a tenure of 5 to 15 years for a loan against plot.
Following are the common documents required:
- KYC documents (ID, address proof etc.)
- Bank statements
- Property legal chain
Financial institutions need your income documents for loan eligibility. These documents depend on your work profile. Get in touch with us for your personalized document checklist.
Before applying for your loan, we conduct an in-depth analysis of your profile and property. Basis of extensive study, we provide the most suitable and economical solution to our customers.
Our high-priority services help get your loan approved in less time. If you want a quick, easy, trouble-free loan against plots on favorable terms, then get in touch with us.
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