JoyDocumentationProfessional

Loan Documents For Professionals

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Help Me With “The-My-Fit” Loan

Individual Applicant/s

  • 1 Photo
  • PAN Card (If available)
  • Aadhar card
  • Address Proof
  • 6 or 12 months saving account statement
  • Loan account statement/s for all running loans (If any)
  • Login cheque

Income Documents for Professionals

The Following income documents are required for professionals, e.g. doctors, lawyers, architects charted accountants, etc.

  • Address Proof of Workplace
  • Highest education proof
  • Last 3 year’s ITR with financial
  • Loan account statement of running loans (if any)
  • 12 month saving and current account statement

Alternate Income Methods for Loan Eligibility for Self Employed

  • Average bank balance
  • Repayment track record
  • Liquid income programme (LIP) for low ITR filled
  • Gross turnover / receipts
  • Industry margin
  • Rental income – account credit or cash credit
  • No income proof / without ITR – basis of business variation

Property Documents

  • Legal chain of property (minimum 13 years)
  • Sanction map and complition certificate (If available)
  • Latest house tax receipt (if available)
  • Agreement to sell for resale home loan (if executed)
  • For balance transfer: LOD letter from your existing financial institution. It is a list of property documents kept by them.
  • For construction loan: map and estimate of construction. (you can provide after login of the application)

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