Individual Applicant/s
- 1 Photo
- PAN Card (If available)
- Aadhar card
- Address Proof
- 6 or 12 months saving account statement
- Loan account statement/s for all running loans (If any)
- Login cheque
Income Documents
- 3 to 6 month’s salary slips
- 2 Year form 16 / Appointment letter
For Employee of Proprietorship / Partnership Company
- Top institution demand company’s last year financial for loan to the employee of small companies
For Cash Salary Case
- Salary certificate with employment confirmation letter from employer
Property Documents
- Legal chain of property (minimum of 13 years)
- Sanction map and completion certificate (If available)
- Latest house tax receipt (if available)
- Agreement to sell for resale home loan (if executed)
- For balance transfer: LOD letter from your existing financial institution. It is a list of property documents kept by them.
- For construction loan: map and estimate of construction. (you can provide after login of the application)
Our Customers Says
Santosh Kumar
I got my home loan from a Private NBFC at very high rate 16%, however as I discussed it with Joy Loan, they helped me to get balance transfer to Gov NBFC and now it is at 7.8%. Really professional and good firm to get home loan and Balance Transfer.
Naresh Drall
, Dwarka Motors,
Since many months I was trying for my home loan transfer. They did it only in few days. thank you ravinder bhutani ji for your personal attention.
Avdesh Adhana
No Bank was giving construction loan to me due to rural property in my village. He helped me in getting a construction loan.
Very Honest and Professional deal.
Thanks, Ravinder Ji for the Support!
Ombir Singh
Joy Loan helped me for a plot and construction loan in Bhondsi, Gurugram. I am happy with their work.
I also referred few contacts to them.
Dr. Dipin Thakur
,
I got my loan sanctioned within 2 weeks for a house that is on unapproved property. Thank you joy loan and thank you, Mr. Bhutani.
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