NRI Home Loan Documents in India

• 1 Photo
• PAN card
• Aadhar card
• Passport and valid visa
• Indian and overseas address proof
• Work permit
• Identity / Labour card in the country of employment
• Last 3 months’ salary slip
• Photocopy of the employment contract (require English translation if the contract is in another language)
• 6 or 12 months’ salary account and NRE/NRO account statement
• Loan account statement/s for all running loans (If any)
• Latest credit bureau report (If you work in a country where credit bureaus exist. e.g. the USA, UK, etc.)
• Power Of Attorney on banks’ format attached by Notary / Indian Embassy, Trade commissioner
• KYC documents for your power of attorney
• Login cheque

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OCI / PIO Documents for Home Loan in India

• 1 Photo
• Passport and overseas address proof
• PIO / OCI card issued by Indian Embassy
• Last 3 months’ salary slip
• Photocopy of the employment contract letter(require English translation if the contract is in another language)
• 6 months’ salary account statement
• Loan account statement/s for all running loans (If any)
• Latest credit bureau report in country of employment country
• Power Of Attorney on banks’ format attached by Notary / Indian Embassy, Trade commissioner
• KYC documents for your power of attorney
• Login cheque

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Merchant Navy / Seafarer Home Loan Documents in India

• 1 Photo
• PAN card
• Aadhar card
• Passport and valid visa
• Last 3 months’ salary slip
• Photocopy of the employment contract (require English translation if the contract is in another language)
• Continuous Discharge Certificate (CDC) for the last 3 years
• 6 or 12 months’ salary account statement
• Loan account statement/s for all running loans (If any)
• Power Of Attorney on banks’ format attached by Notary / Indian Embassy, Trade commissioner
• KYC documents for your power of attorney
• Login cheque

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Property Documents

• Legal chain of property (minimum of 13 years)
• Sanction map and completion certificate (If available)
• Latest house tax receipt (if available)
• Agreement to sell for resale home loan (if executed)
• For balance transfer: LOD letter from your existing financial institution. It is a list of property documents kept by them.
• For construction loan: map and estimate of construction. (you can provide after login of the application)

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Banks / NBFCs We Deal With…

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