Joy Loan: Simplifying Loans Since 2012

NRI and PIO home Loan in India

NRI & PIO Home Loan in India

When you need home loan in India, Speak to us. We are specialist in NRI & PIO Home Loan in India. No matter where you are in the world. But when It comes of buying a home in India, we will help you at every step in your home loan in India to make your dream come true. We help you through the process of taking an NRI Home Loan in India from application to disbursement of Home  loan.

You can take a NRI and Persons of Indian Origin (PIO)  home loan in India even when you are not in India. You can simply give Power of  Attorney to your relative to do formalities on your behalf

We are based in Delhi / NCR. Capital of India.  We helps you to take home loan in India at any location in India. We deals with multiple banks which have any branch banking facility. So we gets your Home loan sanctioned at our office locations and get Home loan disbursal at location where you are buying Home. So you don’t have to bother about your property location. What’s more ?  if you require – we will facilitate you to transfer your base branch to location of your choice any where in India .

When you choose to buy a home in Delhi / NCR WE GUARANTEE YOU BEST SERVICE IN DELHI / NCR”. We give personalized attention to every single case from first phone call to disbursement of home loan.

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You can get NRI & PIO Home Loan in India for-

 NRI / PIO Home loan Key Features

  • Loans up to 80% of your Home value
  • Attractive interest rates
  • The Equated Monthly Instalments (EMIs) will be serviced from your NRI / NRO account

Lowest Home Loan interest rate in India

We are associated with leading banks and NBFC which are offering lowest home loan interest rate in India. We offers you few of the best loan options available in Home Loan but not limited to HDFCSBI, Axis Bank & ICICI Bank. Home loan Interest rates  can be low which depend on aspects like total amount of loan applied for, customer’s profession, maximum period of repayment etc.

You can get in touch with to know which bank or NBFC will offer lowest home loan interest in India for your requirement.
Do comparison on latest home loan interest rate in India for 2014.

Almost all banks offer floating rate of interest on home loan in India and only  few are offering fixed rate of interest on home loan in India.

All banks charges interest on  reducing balance. It means interest is charged on principal outstanding amount of today out of monthly EMI paid. You can get in touch with us to get quotes for lowest home loan rate of interest for complete home loan comparison. You can take assistance of our advance home loan EMI calculator to see EMI and repayment schedule.

Quick approval of home loan in India for NRI & PIO

We are NRI & PIO home loan specialist. We facilitate quick approval for home loan in India for NRI & PIO. If you have finalized home, we can get you loan disbursement on availability of all loan documents. In case you are searching for home and want to take pre approval of home loan in India, we can get you quick home loan approval in 2 weeks subjected to your eligibility and availability of necessary documents. You can apply online to provides us with your home loan requirement.

We are local, experienced, professional partner for your home loan requirement. We provides quick service for home loan in Delhi / NCR (DelhiGurgaonNoidaFaridabadGhaziabad) or any where else in India. We provides reliable home loan service to NRIs & PIOs any where in world when they choose to buy a home in India.

If you want to know more about our services Or simply call us at + 91 98100 18987

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NRI / PIO Home loan in India through Joy Loan

We are service associates of multiple banks. Due to this we will provide you an home loan option which is just right for you. Whereas those who are exclusive to any home loan provider will do any thing to prove their deal is best.

With our range of multiple banks and NBFC tie up you can also transfer your home loan to lower rate of interest or if you require some additional funds for you any purpose, you can get top up along with balance transfer of home loan

We serves you honestly and transparently. We offers NRIs and PIOs home loan in India solution which is just right for you. We analyse which bank / NBFC is right for your requirement based on your profile and home you choose to buy

NRI documents for Home Loan in India

  • Application form with photograph
  • Photocopy of the Employment Contract or Labour Contract and English translation countersigned by your employer
  • Latest 3 months salary slip (in English) specifying the name (as it appears in the passport)
  • Photocopy of Identity card / Labour card
  • Photocopy of latest work permit
  • Photocopy of valid resident visa stamped on the passport
  • Overseas Bank Account and NRE / NRO statement for the last six months.
  • Continuous Discharge Certificate (CDC)- For merchant Navy
  • Latest Credit Bureau Report [Applicable to customers residing in countries where Credit Bureaus exists. eg. USA, UK etc.]
  • Property related documents ( Not required for pre approval of loan)
  • PIO Card copy in case of Person of Indian Origin
  • Processing fee cheque

Power Of Attorney – In case you are not available in India to do loan formalities and do property transaction

You can call us on our loan help line number to know further, how we can help you purchase your dream home, even when you are sitting miles away. 

Call +9198100 18987 to process your Home loan. It is that simple

Home buying in India

In case you need assistance to find your dream home, you can send us email on with requirement details and budget  We will help you to find a property which is just right for you with nominal charges.

You can call us on our loan help line number to know further, how we can help you purchase your dream home, even when you are sitting miles away.

Exclusive property assistance for exclusives

We are based at New Delhi, with our exclusive tie ups we offers property assistance to you that suits your mood and budget. You gets you property directly from developer without any broker, so you don’t have to bear any brokerage charges for property you wish to own.

  • We can offer you property from prominent builder in most prime & upcoming location in Delhi & National capital region cities (Gurgaon, Noida, Faridabad & Ghaziabad) where we have our present tie ups from top builders
  • If you wish to make investment in Indian reality, then we have exclusive subvention (Zero Pre EMI) offers from top builders, Where you have to pay only 20% cost of property during construction period of property, and Interest on loan amount taken by you is paid by developer for certain pre defined period (e.g 2 years, 3 years). So you makes earning on total appreciation on property value even after investing 20 % of property value
  • We offers home loan assistance to NRI & PIO (Overseas Citizens of India) to make purchase of property you wish to take.

We also forward’s all builder’s communication to you in your present country of residence or any other local address in India

Our property assistance service is only for NRI & PIO (Overseas Indians). You can get in touch with us on our Help Line numbers

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